Program Bedah Buku

Program Bedah Buku

Program bedah buku Bersama saya Ustaz Rosli Mokhtar
Judul Buku: Kerajaan Islam Sepanyol
Tempat: Auditorium KUIS
Tarikh: 28/7/2010 (Hari Rabu)
Masa: 9.00-11.00 Malam

Anda dijemput datang

Bingkisan Dari Andalus

Seorang Raja dari dinasti Umawi di Andalus (Sepanyol) telah berstubuh secara sengaja di bulan ramadan. Raja tersebut bernama al Hakam dan bergelar al Mustansir Billah. Sehubungan dengan kejadian itu, beliau telah menggumpulkan ulamak dan bertanya kepada mereka apakah yang patut baginda lakukan bagi kifarat kepada kesalahan itu.

Kumpulan ulamak negara yang ditemui itu semuanya berpendapat baginda perlu memberi makan orang miskin sebagai kifarat. Ketika semua ulamak yang hadir bercakap, ada seorang alim yang diam membisu. Beliau ialah Ishak bin Ibrahim.

Raja bertanya kepada Ishak bin Ibrahim: Apa pendapat tuan dalam masalah ini? Jawab Ishak: Saya tidak setuju dengan pandangan mereka. Sebaliknya saya berpendapat Tuanku mesti berpuasa dua bulan berturut-turut.

Mendengarkan jawapan itu, ada yang segera bertanya kepada Ishak bin Ibrahim: Bukankah Imam Malik berpendapat kifaratnya ialah memberi makan orang miskin. Ishak menjawab dengan tegas: Sebenarnya kamu semua memahami kata-kata Imam Malik tapi kamu semua sebenarnya mahu mengampu Raja. Sambung Ishak lagi: Imam Malik berpendapat kifarat memberi makan orang miskin untuk orang-orang yang memiliki harta, sementara Raja tidak memiliki sebarang harta, harta yang beliau miliki ialah harta rakyat!!

Kata-kata Ishak bin Ibrahim amat menyentuh hati al Hakam, Raja Andalus yang terkenal itu, beliau pun mengambil pendapat Ishak dan berpuasa dua bulan berturut-turut.

Kisah ini diriwayatkan oleh Imam al Syatibi dalam kitabnya al Iktisam diriwayatkan dari al Bashkual. al Syatibi berkata: Sahih.
Sumber: al Raisuni
http://www.raissouni.org

Renungan

Arguing over money is nothing new for most families, especially when recent college graduates with massive student loans start looking to their parents for economic assistance in today’s tough job market. And things can get tense when parents try to decide how much of that debt they’re willing to help out with.

Most of the time, though, that decision isn’t decreed in a court of law.

But that’s exactly what happened when Dana Soderberg sued her father to force him to fulfill their agreement to pay for her education at Southern Connecticut State University.

Dana didn’t take a lawsuit against her own father based on a mere promise, however—she had a legal document to back her up.

When Howard and Deborah Soderberg divorced in 2004, Howard—a property developer—agreed to pay for the education of their three children.

Apparently Dana foresaw that his word wouldn’t be enough. In 2005, she convinced her father to sign a written contract that would require him to pay for her college tuition until she turned 25, as well as cover related expenses such as textbooks and car insurance. For her part, she agreed to apply for student loans that her father would cover if she received them.

But Howard stopped paying her tuition just before her senior year, forcing Dana to take out a $20,000 student loan (co-signed by her mother). After graduating as an art major, Dana filed a breach of contract lawsuit against her father with the aid of family attorney Renee C. Berman.

Representing himself in court, Howard contended that his daughter nullified their contract first when she—supposedly—didn’t try hard enough to apply for student loans. He even filed a counterclaim alleging that she dropped a few classes and kept the money for herself. In Dana’s defense, Berman pointed out that Dana was forced to drop some courses due to the continued tardiness of her father’s tuition payments.

“They just don’t have a relationship,” Berman said about Dana and Howard. “It has to be weak to begin with if you enter into that agreement.”

Berman also noted how unperturbed Dana’s dad seemed throughout the trial. “Here his daughter’s bringing him to court and there’s no sadness, no remorse that his daughter was in this situation having to sue him.”

After two-day trial, the judge ruled that Dana had indeed fulfilled her part of the contract and awarded her about $47,000 in damages, which covered the initial loan, interest and attorney fees.

If a daughter successfully suing her father for nearly $50,000 to recoup the cost of her college loans sounds unusual, Dana’s attorney would be the first to agree. “Nothing that I’ve researched has shown any cases like this and hopefully there won’t be any more, because it’s a sad situation,” Berman admitted.

As an art major-turned-teacher facing a grim economy (liberal arts majors’ salaries’ dropped 8.9 percent in the last year), Dana’s legal victory should ease some of her monetary concerns. But most college grads can’t turn to the legal system to relieve them of their student loan woes. Unlike other types of debt—such as mortgage or credit card—student loans aren’t wiped away by declaring bankruptcy.

That means grads who can’t afford to make ends meet can end up defaulting on their loans, which effectively ruins their credit. What’s worse, defaulting means being turned over to a collection agency—and the fee that incurs can turn an already imposing amount of debt into downright terrifying numbers.

Dr. Michelle Bisutti, for instance, finished medical school in 2003 with $250,000 in student loans. Today, she owes $555,000—and $53,000 of that is just a fee for being turned over to a collection agency.

The New York Times recently shared the story of Cortney Munna, a college grad who was convinced her NYU degree was worth the approximately $97,000 in loans she took out to pay for it. Now almost a third of Munna’s income goes to covering the federal and private loans she took out to nab that NYU degree.

http://finance.yahoo.com/college-education/article/109991/college-grad-sues-dad-to-cover-student-debt?mod=edu-continuing_education
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Kajian Hukum PTPTN

SOALAN
Jelaskan sedikit tentang caj ptptn, saya ingin buat kajian sedikit tentangnya…harap ustaz dapat tolong.

Jawapan:

Saya tak pasti kajian ini untuk tahap mana, walauapapun, kalau kajian dibuat setakat untuk mengetahui perjalanan dan kewujudan peratus bayaran balik PTPTN, maka kajian itu akan bersifat mengulang saja apa yang telah di ketahui.

Jika mahu kajian mendalam ialah mengkaji mekanisma yang sesuai untuk memberi ruang kepada institusi yang memberi pinjam duit untuk mengenakan caj perkhidmatan kepada pelanggan mereka atas alasan kos pengurusan atau jika boleh atas dasar keuntungan. Diharapkan supaya tidak menggunakan helah pada akad semata-mata seperti yang sering digunakan dalam produk sedia ada.Selamat menyelidik
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